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Afriskora Training Solutions
Banking, Economics & Monetary Policy

Payments, CBDCs and Cashless Economies

Understand modern payment systems, mobile money, instant payments and central bank digital currencies in Africa.

  • 3 days
  • Classroom · Live virtual · In-house
  • Afriskora Certificate of Completion

Course overview

Africa leads the world in mobile money, and instant payment schemes, cross-border initiatives such as PAPSS and central bank digital currency pilots are reshaping how money moves. This course explains how payment systems work, the economics and regulation of digital payments, and the policy choices behind CBDCs, so that bankers, regulators and fintech leaders can make informed decisions.

Who should attend

  • Central bank and payments regulators
  • Bank payments and digital channel managers
  • Fintech founders and product managers
  • Policy makers and economists

What you will be able to do

  • Explain how retail, wholesale and cross-border payment systems work
  • Assess mobile money and instant payment models
  • Evaluate the design choices and risks of CBDCs
  • Apply payments regulation, oversight and consumer protection
  • Develop a strategy for a cashless, inclusive economy

Course outline

  1. Module 1Payment systems

    • • Payment system architecture and settlement
    • • Card, mobile money and instant payments
    • • Cross-border payments and PAPSS
    • • Payments interoperability

  2. Module 2Digital currencies

    • • Stablecoins and crypto-assets
    • • Retail and wholesale CBDC models
    • • Lessons from African and global CBDC pilots
    • • Monetary policy and financial-stability effects

  3. Module 3Regulation and inclusion

    • • Oversight principles (PFMI)
    • • AML, fraud and cyber risk in payments
    • • Consumer protection and data
    • • Roadmap for a cashless economy

Frequently asked questions

How long is the Payments, CBDCs and Cashless Economies course?

The course runs for 3 days. Daily start and finish times are confirmed in your joining instructions. Live virtual sessions cover the same programme.

Do I receive a certificate?

Yes. Every participant who completes the course receives an Afriskora Certificate of Completion with a unique code that employers can verify online.

Can this course be delivered in-house for our team?

Yes. We can run it at your premises or online for your team, on dates that suit you, and adapt examples and case studies to your sector.

How do I book and pay?

Request dates and we'll send available sessions and a quote. Bookings are confirmed by invoice and paid by EFT. South African clients can include the course in their Workplace Skills Plan.

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