Credit Risk Management
Assess, price and manage credit risk across lending portfolios.
- 5 days
- Classroom · Live virtual · In-house
- Afriskora Certificate of Completion
Course overview
This course covers credit analysis of individuals, SMEs and corporates, credit scoring, collateral and security, portfolio management, IFRS 9 expected credit loss concepts, problem loans and recoveries.
Who should attend
- Credit analysts and officers
- Risk managers in banks and MFIs
- Relationship managers
- Bank supervisors
What you will be able to do
- Analyse borrowers' creditworthiness
- Use credit scoring and rating models
- Structure security and covenants
- Manage portfolio concentration and losses
- Handle problem loans and recoveries
Course outline
Day 1Credit fundamentals
- • Credit risk concepts
- • Credit policy
- • Credit process
- • Regulation
Day 2Credit analysis
- • Financial analysis
- • Cash flow lending
- • SME lending
- • Credit scoring
Day 3Structuring
- • Collateral and security
- • Covenants
- • Pricing for risk
- • Documentation
Day 4Portfolio management
- • Concentration risk
- • Expected credit loss
- • Stress testing
- • Reporting
Day 5Problem loans
- • Early warning signs
- • Restructuring
- • Collections and recoveries
- • Case study
Frequently asked questions
How long is the Credit Risk Management course?
The course runs for 5 days. Daily start and finish times are confirmed in your joining instructions. Live virtual sessions cover the same programme.
Do I receive a certificate?
Yes. Every participant who completes the course receives an Afriskora Certificate of Completion with a unique code that employers can verify online.
Can this course be delivered in-house for our team?
Yes. We can run it at your premises or online for your team, on dates that suit you, and adapt examples and case studies to your sector.
How do I book and pay?
Request dates and we'll send available sessions and a quote. Bookings are confirmed by invoice and paid by EFT. South African clients can include the course in their Workplace Skills Plan.
Related courses
Central Banking and Monetary Policy
Understand how central banks design and implement monetary policy and maintain financial stability.
5 daysMacroeconomic Modelling and Forecasting
Build and use economic models and forecasts to support policy and business decisions.
5 daysDigital Banking and Fintech
Understand mobile money, digital banking, payments innovation and fintech regulation in Africa.
3 days