# Digital Banking and Fintech

> Understand mobile money, digital banking, payments innovation and fintech regulation in Africa.

- **Provider:** Afriskora Training Solutions
- **Category:** Banking, Economics & Monetary Policy
- **Duration:** 3 days
- **Formats:** classroom (cities across Africa), live virtual (Zoom/Teams), in-house for teams
- **Certificate:** Afriskora Certificate of Completion, verifiable online
- **Booking:** request dates and a quote; invoice and EFT payment
- **Web page:** https://afriskora.co.za/courses/banking-economics/digital-banking-fintech
- **Request dates:** https://afriskora.co.za/request-training?course=digital-banking-fintech

## Overview

Africa leads the world in mobile money and is a fast-growing fintech market. This course covers digital banking models, mobile money and payments, open banking, digital lending, cryptoassets, AI in financial services, and the regulatory and risk issues these bring.

## Who should attend

- Bank and fintech professionals
- Regulators and supervisors
- Product and digital teams
- Risk and compliance staff

## Learning outcomes

- Explain digital banking and fintech models
- Understand mobile money and payment systems
- Assess digital lending and open banking
- Identify fintech risks
- Apply regulatory approaches to fintech

## Course outline

### Module 1: Digital financial services

- Fintech landscape in Africa
- Mobile money
- Digital banks
- Financial inclusion

### Module 2: Innovation

- Payments and instant payment systems
- Open banking and APIs
- Digital lending
- AI and cryptoassets

### Module 3: Risk and regulation

- Cyber and fraud risk
- Consumer protection
- Regulatory sandboxes
- Strategy exercise