# Farm Business Management and Finance

> Run a farm as a profitable business: planning, record-keeping, budgeting, financing and marketing.

- **Provider:** Afriskora Training Solutions
- **Category:** Agriculture & Rural Development
- **Duration:** 5 days
- **Formats:** classroom (cities across Africa), live virtual (Zoom/Teams), in-house for teams
- **Certificate:** Afriskora Certificate of Completion, verifiable online
- **Booking:** request dates and a quote; invoice and EFT payment
- **Web page:** https://afriskora.co.za/courses/agriculture-rural-development/farm-business-management-and-finance
- **Request dates:** https://afriskora.co.za/request-training?course=farm-business-management-and-finance

## Overview

Farmers and agribusinesses face volatile prices, weather risk and limited access to credit. This course teaches farm business skills: enterprise selection, farm records, gross margin and cash-flow budgets, accessing finance, managing risk and marketing produce, with exercises using real farm data from crop and livestock enterprises.

## Who should attend

- Commercial and emerging farmers
- Farm managers and agribusiness owners
- Agricultural extension officers
- Agricultural lenders and cooperative managers

## Learning outcomes

- Plan farm enterprises based on market and resource analysis
- Keep useful farm records
- Prepare gross margin, cash-flow and whole-farm budgets
- Access and manage agricultural finance
- Manage production, price and climate risk

## Course outline

### Day 1: The farm as a business

- Farm business planning
- Enterprise selection
- Resource management
- Business structures

### Day 2: Records and analysis

- Farm records
- Gross margins
- Financial statements
- Benchmarking performance

### Day 3: Budgeting and finance

- Cash-flow budgets
- Loan applications
- Blended and development finance
- Managing debt

### Day 4: Risk

- Price risk
- Insurance
- Climate risk
- Diversification

### Day 5: Marketing

- Market channels
- Contracts and off-takers
- Value addition
- Business plan presentations